Underwriter - Health & Life, Medical

Company: Chubb
Location: Chicago
Posted on: April 1, 2026

Job Description:

Description Chubb Benefits is seeking a Underwriter to join our fast-paced, high energy, growing company. We are proud of our tradition of success in the insurance industry of over 100 years. Come join our team of hard-working, talented professionals! Responsibilities The ideal candidate will have experience in Health & Life Underwriting. The individual will analyze applications, review prior application data, claim history and supporting documents to determine if application can be issued immediately, or if further investigation is required. Perform necessary system transactions to correct application record. Contact agents and applicants to clarify and correct inconsistent information. Evaluate existing coverage amounts (this company and others) to determine benefit amounts and replacement regulations. Examine appropriate underwriting parameters for guidance in determining if additional information is needed to evaluate risk. Authenticate income and occupation class and equate to benefits applied for. Evaluate medical and non-medical information generated by the underwriting process, to properly assess and classify the risk. Review completed phone interviews and review medical records to approve or decline application. Perform necessary system transactions to approve or decline applications COMPETENCIES Problem Solving Initiative Adaptability Results Oriented Skills Strong knowledge of medical terminology Strong analytical and problem-solving skills Experience working with field sales business partners Responsive and customer focused Ability to negotiate and resolve conflicts Strong attention to detail and organization skills Ability to communicate verbally and in writing Proficient computer skills using various software packages Ability to work in a fast-paced, high-volume environment Strong relationship building skills Education and Experience 3 – 5 years of Health/Life Underwriting experience BA/BS degree preferred or related work experience The pay range for the role is $45,200 to $ 76,900 . The specific offer will depend on an applicant’s skills and other factors. This role may also be eligible to participate in a discretionary annual incentive program. Chubb offers a comprehensive benefits package, more details on which can be found on our careers website . The disclosed pay range estimate may be adjusted for the applicable geographic differential for the location in which the position is filled. About Chubb Benefits Combined Insurance Company of America (Chubb Benefits) is a leading provider of supplemental accident, health, disability, and life insurance products in the U.S. and Canada. Headquartered in Chicago with a tradition of more than 100 years of success, we are committed to making the world of supplemental insurance easy to understand. The company has an A rating by the Better Business Bureau and an A (Superior) financial strength rating by AM Best. In New York, products are underwritten by Combined Life Insurance Company of New York (Latham, N.Y.).

Keywords: Chubb, Chicago , Underwriter - Health & Life, Medical, Sales , Chicago, Illinois